Charles W. Calomiris is the Henry Kaufman Professor of Financial Institutions at Columbia Business School, a Professor at Columbia’s School of International and Public Affairs, and a research associate of the NBER. His research is in banking, corporate finance, financial history, monetary economics, and economic development. He currently serves as Vice President and President Elect of the International Atlantic Economic Society, and co-managing editor of the Journal of Financial Intermediation. In 1999-2000, he was a member of the International Financial Institution Advisory Commission. From 2011 to 2013, he served as a member of the Advisory Scientific Committee of the European Systemic Risk Board. Professor Calomiris’s most recent book is Fragile By Design: The Political Origins of Banking Crises and Scarce Credit (with Stephen Haber), Princeton 2014. He graduated from Yale in 1979 with a B.A. in economics and received a Ph.D in economics from Stanford in 1985.